How to Find Personal Health Insurance You Can Afford

If your employer does not offer group health insurance, if you are between jobs, or if you're self-employed, finding affordable individual health insurance can be extremely challenging. With the vast number of misleading health care policies advertised on the Internet, it's often difficult to separate the legitimate and appropriate policies from the ineffective, or even fraudulent, products. By using safe and secure methods, you can quickly and easily find personal health insurance you can afford, and avoid the possibility of being scammed or left without adequate insurance protection.

1. Contact your state's Insurance Department. Health insurance is regulated at the state level, and any legitimate insurance company that wants to conduct business and sell policies must be registered with your state's Insurance Department. By calling the Insurance Department, you can obtain a list of approved insurance carriers, as well as additional information about identifying misleading or fraudulent organizations.

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